معاملاتِ مالیہ میں حوالہ کا کردار

The Role of Hawalah in Financial Contracts

  • Noman Khalid Lecturer,Karachi Institute of Medical Sciences (KIMS)
  • Shafqat Ullah Arabic Teacher, GSM,Gamber ,KP
Keywords: Hawalah ,Shariah ,contract, money misrepresentation

Abstract

Hawalah is a Shariah contract, which plays a very important role in financial matters, especially nowadays when the practice of lying, misrepresentation and fraud is common, Every trader wants to save money,But he did not have any way without Hawalah contract. A person can get the safety of his money, especially for a person who is indebted to someone. The Hawalah is very useful for him. The fact of Hawalah is that one debtor says to another that you owe to lender from me. Pay, the person acknowledges it, by doing to the original debtor, however it also stipulates that the recipient must also agree, if he does not agree then the matter of hawalah is incorrect. once the hawalah is correct, the owner of the right does not have the right to demand from the original debtor, Because the Sharia absolves him and makes accepter of hawalah answerable to pay money. However, he can demand the debtor after paying or before from it. This article consists the details of Hawalah.

 

Published
2021-12-25
Section
Articles